This chapter of the Bankruptcy Code provides for adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.

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Who can file?

Businesses or individuals are eligible to file a Chapter 13 in Georgia.

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How will debts be repaid?

All debt is repaid via a debt reorganization payment plan.

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How long will the process last?

Timing varies depending on the individual case. Most Chapter 13 cases last three to five years.

 

Are all debts included in the case?

All debt is either dismissed or included in the reorganization's payment plan. 

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Who are the best candidates for filing a Chapter 13 bankruptcy?

Debtors who should consider a Chapter 13 bankruptcy are those with a regular income and property. 

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Think you're eligible to file for bankruptcy? Contact us here to discuss your case.